Having your vehicle totaled in a car accident is bad enough. But when your insurance company doesn't offer fair value for your vehicle, it makes the situation worse.
What can you do?
Here are some practical first steps you can try to get more money offered for your total loss claim:
- Ask for the Valuation Report
- Research the Comparables on the Valuation Report
- Dispute Any Condition Adjustments on the Comparables
- Send Your Own Comparables to the Adjuster
Many insurance companies use a third-party valuation program to determine the value of your vehicle. CCCOne, Mitchell, and Audatex are the most common programs. The valuation method used by your insurance company may not comply with Florida law.