Car Repair Claims
Don't let your insurance company put their profits ahead of your safety
OEM and Safe Repairs
Shortcuts are never a good idea when your family's safety is at stake.
After a collision, following the direction of your vehicle manufacturer (OEM) is the best way to ensure a safe repair. This includes using OEM parts - not junkyard or aftermarket parts.
Junkyard parts and aftermarket parts are generally not tested for safety or reliability. OEM parts, however, are tested and are made by the company that understands your vehicle best.
Safety vs. Cost
Unfortunately, when you make a car repair claim, insurance companies often do not want to pay for OEM parts or procedures. Your insurance company may make you choose between safety and cost - just so they can save money on your property damage claim.
Is Your Insurance Company Refusing to Pay Your Car Repair Claim?
If you made a collision claim or comprehensive claim and your insurance company refuses to pay for:
- OEM parts
- OEM procedures
- Labor rates
- Safety scans
- A replacement instead of a repair
- Other collision-related damage
We may be able to help you with your property damage claim.
Florida law has special protections when your insurance company refuses to pay your car repair claim.
For example, Florida Statute 626.9743(4):
An insurer may not require the use of replacement parts in the repair of a motor vehicle which are not at least equivalent in kind and quality to the damaged parts prior to the loss in terms of fit, appearance, and performance.
In addition, most Florida insurance policies require your insurance company to pay enough to restore your vehicle to its pre-loss condition.
Our Law Firm Specializes in Car Repair Claims
At Irvin & Irvin, we advocate for clients when their insurance company refuses to pay for safe and proper repairs.
We represent clients on contingency in their property damage claim.
This means we never require payment upfront and only are paid if we make a recovery for you.
Under Florida Statute 627.428, your insurance company owes you attorneys' fees, in addition to your claim, if you have to file a lawsuit and are successful.
Whether your insurance company owes you for certain repairs requires a review of your policy, estimates, and other documentation.
Call Us For A Free Consultation
To Discuss Your Property Damage Claim
What Our Clients Say



