There may be an exception if your insurance policy specifically states that you must take your car to one of the insurance company’s preferred shops. Most insurance policies do not state this. If the at-fault party’s insurance company is paying the claim, you can always choose your own car repair shop.
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No. An insurance company may not require you to accept non-OEM parts, unless they can show the parts are equivalent in kind and quality in terms of fit, appearance, and performance.
Florida Statute 626.9743(4)[/vc_toggle][vc_toggle title=”How do I know if non-original parts will be used in my repair?”]If non-OEM parts are going to be used in your repair, the insurance company or repair facility must tell you, in writing. Florida law requires for you to be notified of each non-original part that will be used. Generally, this is done on the estimate.
Florida Statute 501.33No, if liability is reasonably clear. Florida law prohibits an insurance company from even “recommending” that you file your claim with your own insurance company.
They can, however, identify options to you. Very often, insurance companies skate this gray line. With their words, they are only “identifying options.” However, with their actions and delays, they are trying to avoid paying your claim and have you file with your own insurance company for your car repair. Florida Statute 626.9743(4)[/vc_toggle][/vc_column][/vc_row][vc_row][vc_column][vcex_testimonials_grid columns=”2″ posts_per_page=”2″ title=”true” company=”false” include_categories=”13″][/vc_column][/vc_row]